Why This Insurance Policy Matters — and Why It’s Through ONZ

As osteopaths, the clinical work we do is only one part of professional life. Increasingly, complaints and risks relate to consent, communication, ethics, and documentation, things ACC doesn’t touch.

That’s why ONZ worked hard to secure a tailored, profession-specific indemnity insurance policy with QBE. You will not get this cover elsewhere.

It’s available exclusively to ONZ members for just $280 + GST per year.

This policy exists because the risks you face are unique, and generic coverage isn’t enough anymore.

Why QBE? Why Now?

• Immediate legal support from the moment a complaint is made — no need to wait until it escalates
• Coverage for complaints with no injury — where ACC plays no role (e.g. HDC, Privacy Commissioner, OCNZ)
• Representation at disciplinary hearings and tribunals
• Support in false allegations, communication misunderstandings, or boundary concerns
• Coverage for ethical or legal breaches — like privacy breaches, improper referrals, or notes mismanagement
• Access to professional advice before things escalate. At $280 + GST annually, this is an exceptional group rate for high-quality, osteopath-specific protection. This cover is exclusively available to ONZ members — an optional but highly recommended benefit that reflects ONZ’s commitment to supporting and protecting the profession.

This policy delivers the kind of protection that lets you focus on care and ensures that if something goes wrong, you’re not facing it alone.

Why Through ONZ?

We don’t offer this insurance as a product — we offer it as part of our commitment to supporting osteopaths.

ONZ is the only osteopathic body in Aotearoa focused entirely on:

• Elevating the profession

• Protecting practitioners

• Ensuring credible, transparent representation

This insurance policy reflects that mission in action. It’s not a standalone service — it’s one of many ways ONZ supports you as a member, alongside advocacy, professional development, strategic partnerships, and peer connection.

You don’t join ONZ just to get insurance, but this cover is only available at an affordable rate because you are a member.

If you’re an osteopath in New Zealand, this is the right insurance policy for your profession — and it’s only available through the organisation working to protect and promote that profession every day.

Join ONZ, not just to be covered, but to be connected, represented, and future-focused.